Terms of Service

Last updated: February 2026

By using Spendly, you agree to these Terms of Service. If you do not agree, please do not use the app or website.

1. Use of Spendly

Spendly provides tools for tracking spending and setting financial goals. Spendly does not provide financial advice.

2. Read-Only Access

Spendly cannot move money, make transactions, or access bank accounts beyond read-only data.

3. User Responsibility

You are responsible for the accuracy of the information you provide and for how you use insights from Spendly.

4. Limitation of Liability

Spendly is provided “as is”. We are not responsible for financial decisions or losses resulting from app usage.

5. Changes

We may update these Terms from time to time. Continued use of Spendly means you accept the updated terms.

6. Contact

Questions about these Terms? Contact us at support@spendly.app